Money: The unit of currency is the Moroccan Dirham (MAD), which is divided into 100 centimes. ATMs are available in the larger towns, but can be unreliable; currency can be exchanged at banks or official bureaux de change. Dirham cannot be obtained or exchanged outside Morocco and receipts must be retained as proof of legal currency exchange, as well as in order to re-exchange money when departing. Major credit cards are accepted in the larger shops, hotels and restaurants. Travellers cheques can be used in tourist areas.